:root{--navy:#0f2440;--primary:#1a365d;--accent:#3182ce;--bg:#fff;--text:#1a202c;--muted:#4a5568;--border:#e2e8f0;--surface:#f7fafc}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,sans-serif;color:var(--text);line-height:1.65;background:var(--bg)}
.site-header{display:flex;justify-content:space-between;align-items:center;padding:16px 24px;border-bottom:1px solid var(--border);background:#fff;position:sticky;top:0;z-index:100}
.brand{font-size:1.25rem;font-weight:800;color:var(--navy);text-decoration:none}
.brand span{color:var(--accent)}
.site-header nav a{color:var(--muted);text-decoration:none;font-weight:600;font-size:0.95rem;margin-left:20px}
.site-header nav a:hover{color:var(--accent)}
main.content{max-width:720px;margin:40px auto 60px;padding:0 24px}
main.content h1{font-size:2.2rem;line-height:1.2;color:var(--navy);margin-bottom:16px;font-weight:800}
main.content h2{font-size:1.4rem;color:var(--navy);margin:32px 0 12px;font-weight:700}
main.content h3{font-size:1.1rem;color:var(--primary);margin:24px 0 10px;font-weight:700}
main.content p{margin-bottom:16px;color:var(--text)}
main.content p.lead{font-size:1.15rem;color:var(--muted);margin-bottom:28px}
main.content ul,main.content ol{margin:0 0 16px 24px;color:var(--text)}
main.content li{margin-bottom:8px}
main.content a{color:var(--accent);text-decoration:underline;text-underline-offset:2px}
main.content a:hover{color:var(--primary)}
dl.faq{margin-top:20px;border-top:1px solid var(--border)}
dl.faq dt{font-weight:700;color:var(--navy);padding:16px 0 8px;font-size:1rem}
dl.faq dd{margin-left:0;padding:0 0 16px;color:var(--muted);border-bottom:1px solid var(--border)}
.cta{background:var(--surface);border:1px solid var(--border);border-left:4px solid var(--accent);padding:24px;border-radius:8px;margin:40px 0}
.cta h3{margin-top:0}
.cta .btn{display:inline-block;margin-top:12px;background:var(--accent);color:#fff;padding:10px 20px;border-radius:6px;text-decoration:none;font-weight:700;font-size:0.95rem}
.cta .btn:hover{background:var(--primary);color:#fff}
.related{margin-top:40px;padding:20px 0 0;border-top:1px solid var(--border)}
.related h3{margin-top:0}
.related ul{list-style:none;margin-left:0;padding:0}
.related li{margin-bottom:6px}
.site-footer{max-width:960px;margin:60px auto 40px;padding:24px;border-top:1px solid var(--border);font-size:0.85rem;color:var(--muted);text-align:center}
.site-footer a{color:var(--muted);text-decoration:underline}
.site-footer p{margin-bottom:8px}
.risk-warning{margin-top:16px;font-size:0.8rem;color:var(--muted);font-style:italic}
@media(max-width:600px){main.content h1{font-size:1.8rem}main.content{padding:0 18px}.site-header nav a{margin-left:12px}}